Privacy Policy
Settlr is a tracking-only app. It helps you record and split shared expenses with friends and groups. Settlr does not move, hold, or process money — all payments and settlements happen directly between you and the people you owe, outside the app.
This Privacy Policy explains what information Settlr ("Settlr", "we", "us", "our") collects, how we use it, and the choices you have. Settlr is operated by an independent developer based in India. By using Settlr, you agree to this policy and to our Terms of Service.
1. Information we collect
Account information
- Email address and name — provided when you sign up with email and password, or shared by Google when you sign in with Google.
- Phone number (optional) — if you choose to add it to your profile. It is used to help friends find and connect with you.
- Profile photo (optional) — if you upload one.
Content you create
- Groups, expenses, settlements, splits, and notes that you enter to track who owes whom.
- Contacts you add — the names, and optionally phone numbers, of people you choose to add so you can split expenses with them.
Feedback
- If you send feedback from within the app, we collect your message and a screenshot of the current screen (which you trigger), so we can understand and fix the issue. Screenshots may contain information visible on that screen at the time.
Information collected automatically
- Basic technical data needed to operate the service (for example, authentication tokens to keep you signed in). Settlr does not use advertising identifiers or third-party analytics or tracking SDKs.
2. How we use your information
- To provide the core service — creating your account, storing your expenses and balances, and syncing them across your devices.
- To let you connect with friends and split expenses with them.
- To respond to feedback and support requests.
- To keep the service secure and prevent abuse.
We do not sell your personal information, and we do not use it for advertising.
3. How your information is shared
Your data is only shared in these limited ways:
- With people you choose — when you add someone to a shared expense or group, the relevant expense and balance details are visible to that connection.
- With service providers who help us run Settlr:
- Supabase — database hosting and authentication (stores your account and app data).
- Google — "Sign in with Google" authentication, if you choose it.
- Cloudflare — web hosting and content delivery.
- Resend — used only to email your in-app feedback to our support inbox.
These providers process data only to provide their service to us. We may also disclose information if required by law.
4. Data storage and security
Your data is stored on our service providers' servers. We use industry-standard measures including encrypted connections (HTTPS) and database access rules that restrict each account's data to its owner and authorized connections. No method of transmission or storage is 100% secure, but we take reasonable steps to protect your information.
5. Data retention and deletion
We keep your information for as long as your account is active. You can delete your data at any time:
- In the app — open Settings → Delete Account to remove your account and associated data.
- By email — write to us at the address below and we will delete your account and personal data.
Some records may be retained for a short period where required for legal, security, or backup purposes, after which they are deleted.
6. Children's privacy
Settlr is not directed to children under 13, and we do not knowingly collect personal information from them. If you believe a child has provided us information, contact us and we will delete it.
7. Your rights
You may access, correct, or delete your personal information, and request that we stop processing it. To exercise these rights, use the in-app controls or contact us.
8. Changes to this policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date above. Significant changes will be communicated within the app.
9. Contact us
Questions about this policy or your data? Email us at divyanshr.iitb@gmail.com.